Bank fraud is the intentional defrauding of a bank in order to obtain money and/or property. Examples of bank fraud include:

• Check fraud, when either fake checks are used for deposits (this is usually offset by watermarks and other security features on the checks), or when someone uses a false identity and stolen checks to withdraw cash from a bank account.
• Credit card fraud, which works in the same manner as check fraud
• Check kiting, when in-transit or non-existent cash is recorded as a deposit into a bank account, a fraudulent check or cash withdrawal is drawn on that account, and the bank pays based on the unfunded deposit
• Falsification of loan applications (see also mortgage fraud)

Like mortgage fraud, bank fraud is a serious offense that statutorily carries up to 20-30 years imprisonment. The Federal Law Group has successfully challenged bank fraud charges for our clients, and our experience can help you.